10 Ways To Reduce Student Loan Debt

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Unless you’ve received a full-ride scholarship to college, saved your pennies, or have another way to pay for college, the chances that you’ll incur some amount of student loan debt are almost unavoidable. However, there are ways to keep the student loan debt from becoming overwhelming and reducing your chances of filing for bankruptcy in the future. This article discusses certain steps you can take before and while in college, in order to avoid falling too deep into debt while furthering your education. 

Now you may be thinking that filing for bankruptcy doesn’t discharge your student loan debt. This is not entirely true. Many people looking for relief from debt, including student loan debt will discuss their financial options with a Naples bankruptcy attorney. And in some cases, it is possible to discharge student loan debt. 

If you’d like to discuss your financial situation with a bankruptcy lawyer in Naples, contact the law office of Miller, Hollander, & Jeda. We can help you get back on your feet and on the path to financial freedom. 

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First Comes Divorce, Then Comes Bankruptcy?

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Nobody plans on filing for divorce, let alone bankruptcy, unfortunately these two events occasionally go hand-in-hand. Considered to be one of the leading causes of filing for bankruptcy, divorce is an emotionally tolling circumstance that when paired with bankruptcy, can lead to one of the most stressful times in someone’s life. If you foresee bankruptcy occurring as part of your divorce or if you and your ex-spouse are filing for both, there are some essential factors to consider before you do. Continue reading “First Comes Divorce, Then Comes Bankruptcy?”

What Bankruptcy Can and Can’t Do For You

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Deciding to file bankruptcy is not a decision that is ever made lightly. Many of us intuitively know that filing bankruptcy will have repercussions on our financial future, however if we have decided to file for bankruptcy, it can also mean we have run out of options. Despite the inherent repercussions, bankruptcy can be a suitable option for many Americans facing financial crisis. Before you make the decision to file bankruptcy you must first make sure that filing bankruptcy can even help you clear the type of debt you owe. Not all debt is wiped away after you file bankruptcy. Continue reading “What Bankruptcy Can and Can’t Do For You”

Should I File Chapter 7 Bankruptcy for Business?

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Is your business crumbling underneath mountains of debt, with no end in sight? Are you struggling just to stay afloat in your market? If your financial crisis is getting out of hand, you may want to consider filing Chapter 7 bankruptcy for business. Chapter 7 bankruptcy (liquidation) is an effective option for small businesses, sole proprietorship, corporations and partnerships. If you choose to go forward with filing bankruptcy, you’ll need the aid of an experienced bankruptcy attorney to mitigate the intricacies of bankruptcy law. Without the legal advice of an attorney, you may miss pertinent information regarding your financial situation that could benefit yourself and your business in the long term.


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